Convicted Driver Insurance

Are you struggling to find affordable car insurance after receiving a motoring conviction, penalty points or a disqualification?

At Complete Cover Group, we specialise in providing affordable cover for drivers with convictions and points on their licence, so you’ll find us keen to help keep you on the road

Insurance to Cover Drivers with a Range of Motoring Convictions

We work with a panel of well-known and reputable insurance providers, that have insurance schemes to cover drivers with most commons motoring convictions and many more, including:

• SP30 & SP50 Speeding Convictions 
• CU80 Conviction for Using a Mobile Phone Whilst Driving
• IN10 Conviction for Driving without Insurance
• DR10 – DR70 Drink Driving Convictions
• TS10 Conviction for Failing to Comply with Traffic Light Signals
• TT99 Disqualification Under the ‘Totting-Up’ Procedure
• DG10, DG40, DG60, DG80 Drug Driving Convictions
• MS90 Failing to provide a driver’s identification details
• CD10 Driving without due care and attention

Get a Quote Call 0333 400 9816

Fair treatment – no judgement

Your previous convictions don’t necessarily paint a picture of your future driving habits and circumstances, so we’ll treat you fairly and without judgement.

With a panel of specialist insurance companies, and affordable payment options, we’ll ensure you get the right cover at the right price.

Insurance to Cover Drivers with a Range of Motoring Convictions

We have insurance schemes to cover drivers with most commons motoring convictions, just take a look at our comprehensive list:

Accident offences

Code	Offence	Penalty points
AC10	Failing to stop and/or give particulars after an accident	5 to 10
AC20	Failing to give particulars or report an accident within 24 hours	5 to 10
AC30	Undefined accident offences	4 to 9

Careless driving

Code	Offence	Penalty points
CD10	Driving without due care and attention	3 to 9
CD20	Driving without reasonable consideration for other road users	3 to 9
CD30	Driving without due care and attention or without reasonable consideration	3 to 9
CD40	Causing death — careless driving when unfit through drink	3 to 11
CD50	Causing death — careless driving when unfit through drugs	3 to 11
CD60	Causing death — careless driving with an alcohol level above the limit	3 to 11
CD70	Causing death — careless driving and failing to supply a specimen	3 to 11

Construction and use offences

Code	Offence	Penalty points
CU10	Using a vehicle with defective brakes	3
CU20	Using a vehicle with parts or accessories in dangerous condition	3
CU30	Using a vehicle with defective tyres	3
CU40	Using a vehicle with defective steering	3
CU50	Causing or likely to cause danger by reason of load or passengers	3
CU60	Undefined failure to comply with construction and use regulations	3
CU80	Breach of requirements as to control of the vehicle, such as using a mobile phone	3 to 6

Disqualified driver

Code	Offence	Penalty points
BA10	Driving while disqualified by order of the court	6
BA20	Driving while disqualified as under age	6
BA30	Attempting to drive while disqualified by order of the court	6

Drink

Code	Offence	Penalty points
DR10	Driving or attempting to drive with alcohol above the limit	3 to 11
DR20	Driving or attempting to drive while unfit through drink	3 to 11
DR30	Driving or attempting to drive and refusing or failing to supply a specimen	3 to 11
DR40	In charge of vehicle with an alcohol level above the limit	10
DR50	In charge of vehicle while unfit through drink or drugs	10
DR60	Failure to provide a specimen for analysis other than driving	10
DR70	Failure to provide a specimen for a breath test	4
DR80	Driving or attempting to drive when unfit through drugs	3 to 11
DR90	In charge of a vehicle when unfit through drugs	10

Drugs

Code	Offence	Penalty points
DG10	Driving or attempting to drive with drug level above the specified limit	3 to 11
DG60	Causing death by careless driving with drug level above the limit	3 to 11
DR80	Driving or attempting to drive when unfit through drugs	3 to 11

Insurance offences

Code	Offence	Penalty points
IN10	Using a vehicle uninsured against third party risks	6 to 8

Licence offences

Code	Offence	Penalty points
LC10	Driving without a licence	3 to 6
LC20	Driving otherwise than in accordance with a licence	3 to 6
LC30	Driving after making a false declaration about fitness	3 to 6
LC40	Driving a vehicle having failed to notify a disability	3 to 6
LC50	Driving after a licence has been revoked or refused on medical grounds	3 to 6

Miscellaneous offences

Code	Offence	Penalty points
MS10	Leaving a vehicle in a dangerous position	3
MS20	Unlawful pillion riding	3
MS30	Play street offences	2
MS50	Motor racing on the highway	3 to 11
MS60	Offences not covered by other codes (including offences relating to breach of requirements as to control of vehicle)	3
MS70	Driving with uncorrected defective eyesight	3
MS80	Refusing to submit to an eyesight test	3
MS90	Failure to give information as to the identity of the driver etc.	6

Motorway offences

Code	Offence	Penalty points
MW10	Contravention of special roads regulations	3

Pedestrian crossings

Code	Offence	Penalty points
PC10	Undefined contravention of a pedestrian crossing regulation	3
PC20	Contravention of pedestrian crossing regulations — moving vehicles	3
PC30	Contravention of pedestrian crossing regulations — stationary vehicles	3

Provisional

Code	Offence
PL10	Driving without L-plates
PL20	Not accompanied by a qualified person
PL30	Carrying a person not qualified
PL40	Drawing an unauthorised trailer
PL50	Undefined failure to comply with conditions of a provisional licence

Reckless/dangerous driving

Code	Offence	Penalty points
DD10	Driving in a dangerous manner	3 to 11
DD40	Dangerous driving	3 to 11
DD60	Manslaughter or culpable homicide while driving a vehicle	3 to 11
DD80	Causing death by dangerous driving	3 to 11
DD90	Furious driving	3 to 9

Speed limits

Code	Offence	Penalty points
SP10	Exceeding goods vehicle speed limits	3 to 6
SP20	Exceeding the speed limit for type of vehicle (excluding goods or passenger vehicles)	3 to 6
SP30	Exceeding the statutory speed limit on a public road	3 to 6
SP40	Exceeding the passenger vehicle speed limit	3 to 6
SP50	Exceeding the speed limit on a motorway	3 to 6
SP60	Undefined speed limit offence	3 to 6

Theft or unauthorised taking

Code	Offence	Penalty points
UT10	Taking and driving away without consent or attempt thereof	3 to 11
UT20	Stealing or attempting to steal a vehicle	3 to 11
UT30	Going equipped for stealing or taking a vehicle	3 to 11
UT40	Taking, driving or being carried in a vehicle without consent	3 to 11
UT50	Aggravated taking of a vehicle	3 to 11

Traffic direction and signs

Code	Offence	Penalty points
TS10	Failing to comply with traffic light signals	3
TS20	Failing to comply with double white lines	3
TS30	Failing to comply with a ‘stop’ sign	3
TS40	Failing to comply with the direction of a constable or warden	3
TS50	Failing to comply with a traffic sign	3
TS60	Failing to comply with a school crossing patrol sign	3
TS70	Undefined failure to comply with a traffic direction or sign	3

Special code

Special code TT99 – Disqualification under the ‘totting-up’ procedure