Car Insurance for CD10 Convictions
If the cost of your car insurance has increased following a CD10 conviction, or your current insurer won’t cover you any more, we’re here to help you find a better deal.
- Specialist car insurance for drivers with a CD10 conviction
- Policies with leading UK insurance companies
- Affordable payment options
What is an CD10 conviction?A CD10 penalty code is given to drivers found guilty of the offence of driving without due care and attention. A CD10 conviction is one of a number of careless driving offence codes with the prefix “CD”. They range in severity, with CD10 being the lowest level. Other conviction codes with a CD prefix are CD20 through to CD90. Each code increases in severity, with CD90 being the most serious, “Causing death by driving: unlicensed, disqualified or uninsured drivers”.
What's the penalty?The consequences of a CD10 conviction can still be serious, however.
- You will receive between 3 and 9 penalty points on your licence
- Under the “totting up” of points system, you may be banned from driving
- You may be given a means-tested fine
- It may be more difficult to find affordable car insurance in future
How long does a CD10 conviction stay on your licence?A CD10 conviction stays on your driving record for 4 years from the date of the offence. During this time you must declare it to insurance companies when you apply for a quote or when you renew your policy after the conviction.
What constitutes driving without due care and attention?The definition of driving without due care and attention is:
- Driving that falls below the expected standard of a competent driver
- Driving that does not show reasonable consideration for other persons using the road or pathways.
Examples of driving without due care and attentionThe prosecution of a CD10 offence could be applied to many different situations, and its interpretation would often depend on the circumstances. Some examples of when it might apply:
- Driving too close to the vehicle in front of you
- Eating or drinking while driving
- Careless or dangerous overtaking
- Fiddling with radio / sat nav / dash-cam etc.
- Loss of concentration