Convicted Drivers Car Insurance
Struggling to Find Cheap Car Insurance with Motoring Convictions? Let Us Help!
- Specialist car insurance to cover drivers with motoring convictions
- Policies with leading UK insurance companies
- Great value cover and affordable payment options available
If you have motoring convictions you’re probably struggling to find affordable car insurance, if you can find cover at all, particularly for young convicted drivers.
At Complete Cover Group, we specialise in providing affordable car insurance for drivers with points, so we understand the difficulty of insuring your car if you have previous offences on your licence.
We find car insurance for drivers with SP30 & SP50 speeding convictions, CU80 endorsement for using a mobile phone whilst driving, TS10 traffic light offences, IN10 convictions for driving without insurance, DR10 drink driving bans and disqualifications, and many more.
How Can Complete Cover Group Help with Convicted Driver Insurance?
We believe that previous convictions don’t necessarily paint a picture of your future driving habits and circumstances, and that everyone deserves a second chance. We’ll treat you fairly, without judgement, and work with our panel of specialist insurers to find the best motor cover for you and your vehicle, whatever your circumstances or driving history.
Our expert brokers will provide you with great value comprehensive or third party, fire and theft motor cover to keep your insurance affordable or get you back on the road after a ban. And as we use well-known and reputable insurance providers, you’ll be covered by a company you can trust.
Click for an online quote or speak to our team on 0800 997 8232
We provide car insurance for drivers with a wide range of motoring convictions, the most common include:
- SP30 & SP50 Speeding Convictions
- CU80 Conviction for Using a Mobile Phone Whilst Driving
- IN10 Conviction for Driving without Insurance
- Drink Driving Convictions (DR10, DR30, DR40, DR50, DR60, DR70)
- TS10 Conviction for Failing to Comply with Traffic Light Signals
- TT99 Disqualification Under the ‘Totting-Up’ Procedure
So, if you have a motoring conviction and want great value cover, Complete Cover Group are your go-to for convicted driver insurance.
Insurance to Cover Drivers with a Range of Motoring Convictions
We have insurance schemes to cover drivers with most commons motoring convictions, just take a look at our comprehensive list:
AC10 Failing to stop and/or give particulars after an accident
AC20 Failing to give particulars or report an accident within 24 hours
AC30 Undefined accident offences
BA10 Driving while disqualified by order of the court
BA20 Driving while disqualified as under age
BA30 Attempting to drive while disqualified by order of the court
CD10 Driving without due care and attention
CD20 Driving without reasonable consideration for other road users
CD30 Driving without due care and attention or without reasonable consideration
CD40 Causing death — careless driving when unfit through drink
CD50 Causing death — careless driving when unfit through drugs
CD60 Causing death — careless driving with an alcohol level above the limit
CD70 Causing death — careless driving and failing to supply a specimen
CU10 Using a vehicle with defective brakes
CU20 Using a vehicle with parts or accessories in dangerous condition
CU30 Using a vehicle with defective tyres
CU40 Using a vehicle with defective steering
CU50 Causing or likely to cause danger by reason of load or passengers
CU60 Undefined failure to comply with construction and use regulations
CU80 Breach of requirements as to control of the vehicle, such as using a mobile phone
DD10 Driving in a dangerous manner
DD20 Driving at a dangerous speed
DD30 Reckless driving
DD40 Dangerous driving
DD50 Causing death by dangerous driving
DD60 Manslaughter or culpable homicide while driving a vehicle
DD70 Causing death by reckless driving
DD80 Causing death by dangerous driving
DR10 Driving or attempting to drive with alcohol above the limit
DR20 Driving or attempting to drive while unfit through drink
DR30 Driving or attempting to drive and refusing or failing to supply a specimen
DR40 In charge of vehicle with an alcohol level above the limit
DR50 In charge of vehicle while unfit through drink or drugs
DR60 Failure to provide a specimen for analysis other than driving
DR70 Failure to provide a specimen for a breath test
DR80 Driving or attempting to drive when unfit through drugs
DR90 In charge of a vehicle when unfit through drugs
IN10 Using a vehicle uninsured against third party risks
LC10 Driving without a licence
LC20 Driving otherwise than in accordance with a licence
LC30 Driving after making a false declaration about fitness
LC40 Driving a vehicle having failed to notify a disability
LC50 Driving after a licence has been revoked or refused on medical grounds
MS10 Leaving a vehicle in a dangerous position
MS30 Play street offences
MS40 Driving with uncorrected defective eyesight or refusing a test
MS50 Motor racing on the highway
MS60 Offences not covered by other codes (including offences relating to breach of requirements as to control of vehicle)
MS70 Driving with uncorrected defective eyesight
MS80 Refusing to submit to an eyesight test
MS90 Failure to give information as to the identity of the driver etc.
NE99 Non-endorsable criminal act
MW10 Contravention of special roads regulations
PC10 Undefined contravention of a pedestrian crossing regulation
PC20 Contravention of pedestrian crossing regulations — moving vehicles
PC30 Contravention of pedestrian crossing regulations — stationary vehicles
PL10 Driving without L-plates
PL20 Not accompanied by a qualified person
PL30 Carrying a person not qualified
PL40 Drawing an unauthorised trailer
PL50 Undefined failure to comply with conditions of a provisional licence
S19 Disqualification (‘totting-up’ procedure)
S35 Disqualification (‘totting-up’ procedure)
SP10 Exceeding goods vehicle speed limits
SP20 Exceeding the speed limit for type of vehicle (excluding goods or passenger vehicles)
SP30 Exceeding the statutory speed limit on a public road
SP40 Exceeding the passenger vehicle speed limit
SP50 Exceeding the speed limit on a motorway
SP60 Undefined speed limit offence
TS10 Failing to comply with traffic light signals
TS20 Failing to comply with double white lines
TS30 Failing to comply with a ‘stop’ sign
TS40 Failing to comply with the direction of a constable or warden
TS50 Failing to comply with a traffic sign
TS60 Failing to comply with a school crossing patrol sign
TS70 Undefined failure to comply with a traffic direction or sign
TT99 Disqualification under the ‘totting-up’ procedure
UT10 Taking and driving away without consent or attempt thereof
UT20 Stealing or attempting to steal a vehicle
UT30 Going equipped for stealing or taking a vehicle
UT40 Taking, driving or being carried in a vehicle without consent
UT50 Aggravated taking of a vehicle
Select Additional Products
To make sure that all of our customers experience the same level of claims service, regardless of the insurer they choose, we sell Motor Legal Cover with all car policies.
Motor Legal Cover provides up to £100,000 for legal expenses to help you recover any financial losses from a non-fault claim, such as lawyers’ fees, expenses relating to repair costs and recovering your excess. You’ll also get assistance arranging a courtesy car if you’re involved in an accident that wasn’t your fault.
Whether you use your car for work, the school run, family holidays or business trips abroad, we offer a range of breakdown policies to suit your budget and needs. Our breakdown cover also protects vehicles up to 20 years old!
Check the table below to see which level of cover is best for you:
|Benefits||Roadside Assistance||Motor Assistance
UK & EU
|Roadside Assistance – 10 Mile Limit|
|Roadside Assistance & Nationwide recover Service|
|Alternative Travel or Accommodation|
Call us on 0800 997 8232 to add this to your cover.
Excess Recovery will refund all or part of your excess in the event of a claim for an accident, a theft or fire, or an incident where there is no third party to claim from.
Adding just £36.95 to your policy, for example, would mean a reimbursement of £350 of your excess, which in many cases could mean you lose nothing at all! See below to choose the best option for you:
|TPF&T or Comprehensive|
Call us on 0800 997 8232 to add this to your cover.
With most comprehensive policies providing only a limited amount of personal accident cover, and third party, fire and theft policies rarely providing any at all, Personal Accident cover is a cost effective way to ensure that you and your passengers are provided for in the event of a death or serious injury.
Key benefits include:
- Payments of up to £25,000 EACH for the policy holder, named drivers and any passengers injured.
- Payments are made whether the claim is fault or non-fault.
- Cover is provided whilst travelling in, getting into and getting out of the insured vehicle, as well as injuries suffered as a result of assault or road rage.
- Payments will be made in addition to any other payout you receive from your motor insurance policy.
Only £29.95 for the year. Call us on 0800 997 8232 to add this to your cover.
Make sure you’re not stuck if your car is off the road after an accident or theft.
Your insurance company may provide you with a courtesy car if an accident wasn’t your fault, but if you have a fault claim or an accident where there is no third party to claim from, you are unlikely to be provided with a replacement car.
With Replacement Car you’ll be provided with a car for up to 21 days or money towards transportation costs, regardless of whether the claim was your fault or not
Only £32.95 for the year. Call us on 0800 997 8232 to add this to your cover.
Do you want windscreen protection without the cost of upgrading to comprehensive cover?
This stand-alone windscreen cover policy provides protection against the kind of damages that can make your car unsafe to drive or cause you to fail your MOT. The kind of loses you won’t be covered for if you’ve chosen to buy a third party only or a third party, fire and theft policy.
Windscreen Cover provides up to £500 worth of repair or replacement costs in a 12 month period.
Only £37.95 for the year. Call us on 0800 997 8232 to add this to your cover.
The cost of replacing lost, stolen or damaged gadgets can quickly mount up, so at £41.95 for the year Gadget Cover could be the most cost effective way to protect your valuable electronics. Cover includes protection for a wide range of electrical items including mobile phones, iPhones, sat navs, laptops, tablets, iPads, iPods, cameras, camcorders, and Kindles.
Benefits of Gadget Cover
- Protects your valuables inside or outside your vehicle, meaning you can claim for gadgets without having to pay your car insurance excess or risk losing your no claims bonus.
- You can avoid claiming for lost, stolen or damaged gadgets on your household contents insurance, meaning you won’t pay a large household policy excess.
- Could save you the cost of a separate mobile phone insurance policy!
Only £41.95 for the year. Call us on 0800 997 8232 to add this to your cover.
Protect yourself against the costs that come with losing your keys.
Key Care covers costs incurred through the loss or theft of vehicle keys, including locksmith charges, new keys, car hire costs and reprogramming immobilisers.
Only £17.95 for the year. Call us on 0800 997 8232 to add this to your cover.