Impounded Car Insurance
Need insurance to get your car out of the police compound? We can help!
- Specialist insurance policies for impounded cars
- 30 day short-term cover and 12 month annual policies available
- Cover for drivers with convictions for driving without insurance (IN10)
Has your car has been seized because you were driving without insurance? You’ll need impounded car insurance to get it released from the police compound. Many insurers refuse to cover impounded cars or they inflate their quotes to make it really expensive. Complete Cover Group can find you cost-effective insurance so you can get your vehicle out of the compound quickly and affordably.
Short-term or annual insurance for impounded cars
With flexible policy options available, we can offer you the choice of a 30-day short-term policy just to get your car released, or a full 12-month policy, so you can arrange your annual cover in one go. We also offer affordable payment options, so you can spread the cost if you need to.
Call us on 0800 221 8631 to get your car back on the road today
Same day car release
Having your car impounded can cause serious disruption to your life, and with car pounds charging daily fees for holding your vehicle, we know you need to get your car released as soon as possible.
Our UK-based call centre is open 7 days a week, and our team are experts at getting customers insured as quickly and easily possible. As soon as you’ve got the right cover in place we can email you your insurance documents, so you can get back on the road as soon as possible and avoid any further costs!
Insurance for drivers with an IN10 conviction
We’re experts at finding affordable insurance for drivers with motoring convictions, and both our short-term and annual policies include cover for drivers with motoring convictions, such as an IN10 for driving without insurance.
So, if your car has been seized because you didn’t have insurance in place, and you’ve received an IN10 conviction (or you have one pending), we can still find you the right policy, at the right price.
How to get your impounded car back
To get an impounded car released, you’ll need a minimum of 30 days’ specialist insurance cover. A one-day insurance policy won’t be enough.
It’s also worth noting that many standard policies don’t cover releasing from an impound. If you need insurance that does, we can provide you with an affordable quote.
Reclaiming an impounded vehicle
To release an impounded vehicle, you will need to provide documentation to prove ownership and that the car is road legal. The exact requirements may vary depending on where your vehicle is held so always check with the compound. You may be required to show:
Proof of insurance
A valid certificate of insurance. This can be either an electronic copy on your phone or an email or fax sent directly from your insurer. Keep in mind that some insurance policies may not be valid for reclaiming a seized vehicle.
If you don’t have suitable insurance for releasing an impounded vehicle, give us a call and we can provide you with a quote.
Proof of identity
You will need to prove you are who you say you are. A valid photo ID is required such as your driving licence or passport. A student or employer ID won’t be accepted.
Proof of ownership
You will need to prove that you are the registered owner of the vehicle. This can be satisfied with the full vehicle registration document (V5C) and matching proof of address.
Proof of valid MOT
If your vehicle is more than three years old you will need to do one of the following:
- Show a valid MOT test pass certificate
- Provide evidence of a pre-booked MOT
- Arrange for recovery at your own expense
How long do you have to reclaim a seized vehicle?
It’s important to act quickly as you will likely be charged a fee for every day your vehicle is impounded on-top of the overall release fee. If after 14 days you fail to reclaim your vehicle or show satisfactory documentation it may be crushed.
What if I’m not the registered keeper?
The official registered keeper of the vehicle will usually have to attend in person to prove ownership and pay the charges. The only exceptions to this are if you can prove you are out of the country or have a compelling medical or compassionate circumstance that stops you being able to personally be present.
After visiting the compound to establish ownership in person, you may nominate someone to retrieve the vehicle on your behalf.
Why can a vehicle be seized?
The police have the power to seize a vehicle if it’s:
- Being used in a way that causes alarm, harassment or distress such as careless or inconsiderate driving
- Being driven by someone who doesn’t have a proper licence or insurance
- Dangerously, illegally or obstructively parked
- Broken-down or abandoned
Call us on 0800 221 8631 for a quote.
Select Additional Products
To make sure that all of our customers experience the same level of claims service, regardless of the insurer they choose, we sell Motor Legal Cover with all car policies.
Motor Legal Cover provides up to £100,000 for legal expenses to help you recover any financial losses from a non-fault claim, such as lawyers’ fees, expenses relating to repair costs and recovering your excess. You’ll also get assistance arranging a courtesy car if you’re involved in an accident that wasn’t your fault.
Whether you use your car for work, the school run, family holidays or business trips abroad, we offer a range of breakdown policies to suit your budget and needs. Our breakdown cover also protects vehicles up to 20 years old!
Check the table below to see which level of cover is best for you:
|Benefits||Roadside Assistance||Motor Assistance|
UK & EU
|Roadside Assistance – 10 Mile Limit|
|Roadside Assistance & Nationwide recover Service|
|Alternative Travel or Accommodation|
Call us on 0800 997 8232 to add this to your cover.
Excess Recovery will refund all or part of your excess in the event of a claim for an accident, a theft or fire, or an incident where there is no third party to claim from.
Adding just £41.95 to your policy, for example, would mean a reimbursement of £350 of your excess, which in many cases could mean you lose nothing at all! See below to choose the best option for you:
|TPF&T or Comprehensive|
Call us on 0800 997 8232 to add this to your cover.
With most comprehensive policies providing only a limited amount of personal accident cover, and third party, fire and theft policies rarely providing any at all, Personal Accident cover is a cost effective way to ensure that you and your passengers are provided for in the event of a death or serious injury.
Key benefits include:
- Payments of up to £25,000 EACH for the policy holder, named drivers and any passengers injured.
- Payments are made whether the claim is fault or non-fault.
- Cover is provided whilst travelling in, getting into and getting out of the insured vehicle, as well as injuries suffered as a result of assault or road rage.
- Payments will be made in addition to any other payout you receive from your motor insurance policy.
Only £29.95 for the year. Call us on 0800 997 8232 to add this to your cover.
Make sure you’re not stuck if your car is off the road after an accident or theft.
Your insurance company may provide you with a courtesy car if an accident wasn’t your fault, but if you have a fault claim or an accident where there is no third party to claim from, you are unlikely to be provided with a replacement car.
With Replacement Car you’ll be provided with a car for up to 21 days or money towards transportation costs, regardless of whether the claim was your fault or not
Only £32.95 for the year. Call us on 0800 997 8232 to add this to your cover.
Do you want windscreen protection without the cost of upgrading to comprehensive cover?
This stand-alone windscreen cover policy provides protection against the kind of damages that can make your car unsafe to drive or cause you to fail your MOT. The kind of loses you won’t be covered for if you’ve chosen to buy a third party only or a third party, fire and theft policy.
Windscreen Cover provides up to £500 worth of repair or replacement costs in a 12 month period.
Only £37.95 for the year. Call us on 0800 997 8232 to add this to your cover.
The cost of replacing lost, stolen or damaged gadgets can quickly mount up, so at £41.95 for the year Gadget Cover could be the most cost effective way to protect your valuable electronics. Cover includes protection for a wide range of electrical items including mobile phones, iPhones, sat navs, laptops, tablets, iPads, iPods, cameras, camcorders, and Kindles.
Benefits of Gadget Cover
- Protects your valuables inside or outside your vehicle, meaning you can claim for gadgets without having to pay your car insurance excess or risk losing your no claims bonus.
- You can avoid claiming for lost, stolen or damaged gadgets on your household contents insurance, meaning you won’t pay a large household policy excess.
- Could save you the cost of a separate mobile phone insurance policy!
Only £41.95 for the year. Call us on 0800 997 8232 to add this to your cover.
Protect yourself against the costs that come with losing your keys.
Key Care covers costs incurred through the loss or theft of vehicle keys, including locksmith charges, new keys, car hire costs and reprogramming immobilisers.
Only £17.95 for the year. Call us on 0800 997 8232 to add this to your cover.