Private Hire Insurance
Specialist private hire taxi and minicab insurance
- Insurance policies designed for private hire minicab drivers
- Great value policies with free legal cover and flexible payment options
- Cover with leading UK insurance companies
As a private hire driver, your vehicle is your livelihood, so it’s important to have the right insurance, with a company you can trust. A standard car policy won’t cover you if you’re carrying paying customers, so if you’re driving a minicab, you need to make sure you have private hire insurance in place.
At Fare Cover, we work with leading UK insurers to provide specially designed insurance for minicab drivers in all kinds of circumstances. We have access to policies that aren’t available to other brokers, and with over 45 years’ industry experience behind us, we’re perfectly placed to offer great value insurance for private hire drivers across the UK.
How can Fare Cover help with affordable private hire car insurance?
We’re experts at finding minicab insurance, so we understand that it can be difficult for private hire vehicle drivers to get affordable cover. By comparing quotes from our panel of specialist private hire insurers, we can find a competitively priced policy to fit your requirements. That way, you can be sure you’re getting the right PHV insurance, at a great price.
We can provide great value insurance for:
- experienced private hire drivers or drivers who’ve held their badge for at least one year
- drivers with penalty points and convictions
- drivers with low or zero no claims discount
- drivers who have had cover declined or cancelled in the past
Select Additional Products
To make sure that all of our customers experience the same level of claims service, regardless of the insurer they choose, we sell Motor Legal Cover with all taxi policies.
Motor Legal Cover provides up to £100,000 for legal expenses to help you recover any financial losses from a non-fault claim, such as lawyers’ fees, expenses relating to repair costs and recovering your excess. You’ll also get assistance arranging a courtesy vehicle if you’re involved in an accident that wasn’t your fault.
Whether you use your car for work, the school run, family holidays or business trips abroad, we offer a range of breakdown policies to suit your budget and needs. Our breakdown cover also protects vehicles up to 20 years old!
Check the table below to see which level of cover is best for you:
| Benefits | Roadside Assistance | Motor Assistance UK Only | Motor Assistance UK & EU |
|---|---|---|---|
| Cost | £45.95 | £65.95 | £74.95 |
| Roadside Assistance – 10 Mile Limit | |||
| Misfuelling Cover | |||
| Roadside Assistance & Nationwide recover Service | |||
| Homecall | |||
| Alternative Travel or Accommodation | |||
| Message Relay | |||
| Alternative Driver | |||
| Accident Hospitalisation | |||
| European Cover |
Call us on 0800 997 8236 to add this to your cover.
Excess Recovery will refund all or part of your excess in the event of a claim for an accident, a theft or fire, or an incident where there is no third party to claim from.
Adding just £36.95 to your policy, for example, would mean a reimbursement of £350 of your excess, which in many cases could mean you lose nothing at all! See below to choose the best option for you:
| TPF&T or Comprehensive | |
|---|---|
| Excess Covered | Cost |
| £350 | £36.95 |
| £500 | £51.95 |
| £750 | £67.95 |
| £1000 | £82.95 |
| £1500 | £108.95 |
Call us on 0800 997 8236 to add this to your cover.
Do you want windscreen protection without the cost of upgrading to comprehensive cover?
This stand-alone windscreen cover policy provides protection against the kind of damages that can make your vehicle unsafe to drive or cause you to fail your MOT. The kind of loses you won’t be covered for if you’ve chosen to buy a third party only or a third party, fire and theft policy.
Windscreen Cover provides up to £500 worth of repair or replacement costs in a 12 month period.
Only £36.95 for the year. Call us on 0800 997 8236 to add this to your cover.
Complete Fare Cover
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Specialist policies for drivers with motoring convictions
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All levels of cover for all levels of driving experience
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Partnerships with leading UK insurance companies
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Great value polices and affordable payment options available
