Great value travel insurance with a flexible range of cover options
Affordable travel insurance for holiday or business travellers. Ask us for a quote if you’re doing something a little different, or if you’re a non-standard risk owing to your age or medical situation.
- Single Trip and Annual Multi-Trip options
- Ski & Snow Board cover
- Backpacker and Long Stay policies
- Pre-existing medical conditions covered
- Over 80s travel insurance
Single Trip and Annual Multi-Trip Travel Insurance
- Single Trip Cover
Single trip cover offers great savings on flexible options, with gold, silver and bronze options including a range of medical expenses, baggage and cancellation cover. You’ll also have the option of extending your trip cover before it expires.
- Annual Multi-Trip Cover
Save time and money by insuring all your annual trips under one policy! Gold, silver and bronze options provide up to 45, 31 or 17 days cover per trip, up to £10,000,000 for medical expenses, up to £5,000 for cancellations and £2,500 in baggage cover.
What’s more, there’s no need to contact us each time you travel, just let us know if you have any new medical conditions to declare.
- Europe and Worldwide Cover Options
Only travelling in Europe? If you take out Europe only cover you’ll still have the option of upgrading to worldwide cover at a later date, either with or without USA cover.
- Ski & Snow Board Travel Insurance
Protect your ski and snowboard equipment by adding winter sports cover to your policy.
- Cover with Pre-Existing Medical Conditions
We offer travel insurance to cover travellers with the vast majority of pre-existing medical conditions, without an additional premium loading.
Backpacker and Long Stay Travel Insurance
Designed for gap year and long distance travellers, Backpacker and Long Stay travel insurance gives you the flexibility to cover Europe, Australia/New Zealand, or Worldwide with or without USA/Canada/Caribbean cover. So you won’t pay for any Worldwide cover that you don’t need.
Over 80s Travel Insurance
With cover options available for travellers of all ages, over 80s can still get great value policies; including cover with or without pre-existing medical conditions and insurance for travelling companions on the same policy.
Is Travel Insurance Worth it?
According to the Association of British Insurers (ABI), the cost of the average annual travel insurance policy is £37. This is much cheaper than the average medical claim (£1,300) and cancellation claim (£816).
The question is, how much risk do you want to take?
The last thing you want on your mind during your well-earned holiday is the cost if the worst should happen.
How Much Travel Insurance do I Need
Not all policies are equal and some will provide a more complete level of cover. Think about what cover you need; if you aren’t travelling outside of Europe then worldwide insurance may not be necessary.
What is Usually Covered?
Your policy will likely cover you for most ‘common’ claim situations:
- medical expenses
- personal liability
- lost or stolen possessions
- flight cancellations and delays
- end supplier failure
- ending your trip early due to illness or a family emergency
What may not be Covered?
The following may not be included in all policies and could be optional extras.
- extreme sports such as surfing, sailing and skiing
- travel to countries that the Foreign and Commonwealth Office (FCO) advises against
- strikes and civil unrest
- natural disasters such as earthquakes, hurricanes and volcanic eruptions
- taking an excessive amount of alcohol or consumed other drugs
- not taking reasonable care of your possessions
You should always check with your insurer to make sure you are unsure of the level of cover you are being provided.
Travel Insurance for ‘High risk’ Individuals
Certain individuals may find it more challenging to get cover. This is because they are perceived as a higher risk by insurers. This may include you if you:
- are aged over 65.
- have a medical condition. Note that these must be declared otherwise your policy may be invalid.
At the Complete Cover Group, we deliver the extra help people need to find affordable, specialist cover for their individual risks.