Protected No Claims Discount – Mulsanne Insurance
No Claims Discount (NCD) Protection does not protect the overall price of your Insurance Policy. The price of your insurance policy may increase following an accident even if you were not at fault.
No Claims Discount Protection allows you to make a maximum of 2 claims in the year before your no claims discount entitlement is reduced. The following tables demonstrates the Mulsanne Insurance Company NCD Step Back Scale and their Average No Claims Discount for last year.
NCD Step Back Scale
The NCD Step Back tables show what would happen to your no claims discount in the event you were to make a claim in the next 12 months both with and without No Claims Discount Protection.
| NCD at your next renewal date WITHOUT NCD Protection | ||||
| NCD Years at start of your Mulsanne Policy | Number of claims in next 12 months | |||
| 1 | 2 | 3 | 4 or more | |
| 1 | 0 | 0 | 0 | 0 |
| 2 | 0 | 0 | 0 | 0 |
| 3 | 1 | 0 | 0 | 0 |
| 4 | 2 | 0 | 0 | 0 |
| 5 or more | 3 | 0 | 0 | 0 |
| NCD at your next renewal WITH NCD Protection | ||||
| NCD Years at start of your Mulsanne Policy | Number of claims in next 12 months | |||
| 1 | 2 | 3 | 4 or more | |
| 1, 2 or 3 years | Protected NCD not available | |||
| 4 | 4 | 4 | 2 | 0 |
| 5 or more | 5 | 5 | 3 | 0 |
Average No Claims Discount
This table shows the average no claims discount awarded to Mulsanne Insurance Company Limited private car motor insurance policyholders last year according to their number of no claims discount years.
| Average NCD Discount | |
| Number of Years No Claims Discount | Average NCD Discount in 2020 |
| 1 | 21% |
| 2 | 32% |
| 3 | 34% |
| 4 | 37% |
| 5 | 43% |
| 6 | 46% |
| 7 | 48% |
| 8 | 48% |
| 9 or more | 48%v |
