Uber Driver Insurance
Specialist private hire insurance for Uber drivers
- Exclusive insurance cover for Uber Partner Drivers
- Flexible policy lengths
- Great value cover including a range of free additional benefits
- Cover for Uber Eats food delivery drivers
If you provide rides for paying customers via Uber’s app, you must have the right private hire insurance in place.
At FareCOVER, we’re Uber car insurance experts. We work with specialist insurers who offer great value polices, designed to meet the needs of Uber Partner Drivers and their vehicles. So we’ll make sure you get the Uber insurance cover you need, at a price tailored to you.
What’s more, all of our 3 and 12 month Uber insurance policies come with a range of additional benefits included at no extra cost:
- FREE personal accident cover
- FREE gadget/phone cover
- FREE 7-day replacement licensed vehicle cover
- FREE £100,000 legal expenses cover
Competitive cover for a range of Uber drivers
Our Uber insurance policies have been put together by specialists to cover most Uber Partner Drivers, including drivers with histories that other insurers may struggle to cover, such as:
- drivers with motoring convictions
- drivers with previous insurance claims
- hard-to-cover postcodes
- drivers with low credit history
Short-term cover for part-time Uber drivers
Need an Uber insurance policy for less than 30 days? We’ve created a flexible, short-term insurance app especially for part-time Uber drivers, so you can get on-demand insurance for hours, days, or weeks at a time.
So, whether you have another occupation, work shifts, or you’re a full-time parent, driving for extra income, our pay as you go insurance app only gives you cover when you need it, so you’re in control.
Download the app to get a quote and insurance in minutes
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Criteria for short-term cover
• You must be an Uber Partner Driver.
• You must register on the app using the same email address that Uber knows you by.
• You need to have a separate and active annual social, domestic and pleasure policy in place to cover your car when you’re not driving for Uber.
• TfL licenced drivers must have at least 7 days cover in place.
Uber Driver Partners requirements
Uber has opened new opportunities for drivers looking to earn a living from their vehicle. Whether full time or just casual work, the allure of being your own boss is tempting no matter who you are from experienced professional drivers to university students.
But you probably won’t be surprised that you can’t just hop-in and be a partner driver for Uber without meeting certain conditions.
Private hire licence
You will need a private hire licence from your local council. If you don’t have one, Uber can provide assistance through their Ignition Programme which aims to help you get started as a partner driver.
Private hire insurance
You will need private hire insurance as personal cover won’t be valid when driving for hire and reward. If you don’t have this, FareCOVER can provide you with an affordable quote, even if you have driving convictions.
Your Vehicle
- Your vehicle must be at least 2008 or newer.
- It must be in good condition and free of cosmetic damage. In some locations, such as London, you can’t have commercial branding or advertisements displayed.
- The minimum number of passengers required will depend on the service you choose to be a driver for. Here is what’s necessary for some of the most popular ones:
| Service | Minimum seated passengers |
| UberX | 4 |
| UberEXEC | 4 |
| UberBLACK | 4 |
| UberXL | 6 |
- There may be additional requirements depending on your location, so you should check before committing to purchase by visiting the Uber website.
- Be a minimum of 23 years old
- Have a valid UK driving licence with at least 3 years of driving experience
- Provide a valid driver profile photo (this can’t be your driver’s licence photo)
- Meet the required years of driving experience for your location. Visit the Uber website for an up-to-date list.
Uber is not an insurance company, insurance intermediary or insurance broker. Our policies are offered independently of Uber.
Select Additional Products
To make sure that all of our customers experience the same level of claims service, regardless of the insurer they choose, we include Motor Legal Cover with all car policies.
Motor Legal Cover provides up to £100,000 for legal expenses to help you recover any financial losses from a non-fault claim, such as lawyers’ fees, expenses relating to repair costs and recovering your excess. You’ll also get assistance arranging a courtesy car if you’re involved in an accident that wasn’t your fault.
Motor Legal is included for FREE for all Uber Partner Driver Policies.
Most comprehensive policies providing only a limited amount of personal accident cover. Personal Accident cover is a cost-effective way to ensure that you and your passengers are provided for in the event of a death or serious injury. Key benefits include:
- Payments of up to £15,000 EACH for the policy holder, named drivers and any passengers injured.
- Payments are made whether the claim is fault or non-fault.
- Cover is provided whilst traveling in, getting into and getting out of the insured vehicle, as well as injuries suffered as a result of assault or road rage.
- Payments will be made in addition to any other payout you receive from your motor insurance policy.
Personal Accident is included for FREE with all 3 and 12 month Uber Driver Partner Policies.
Make sure you’re not stuck if your car is off the road after an accident or theft.
Your insurance company may provide you with a courtesy car if an accident wasn’t your fault, but if you have a fault claim or an accident where there is no third party to claim from, you are unlikely to be provided with a replacement car.
With Replacement Car you’ll be provided with a car for up to 7 days or money towards transportation costs, regardless of whether the claim was your fault or not.
7-Day Replacement Car Cover is included for FREE for all 3 and 12 month Uber Partner Driver Policies. You can upgrade to 21 days for only £55.95.
Call us on 03445731741 to add this to your cover.
The cost of replacing lost, stolen or damaged gadgets can quickly mount up, so Gadget Cover could be the most cost effective way to protect your valuable electronics. Cover includes protection for a wide range of electrical items including mobile phones, iPhones, sat navs, laptops, tablets, iPads, iPods, cameras, camcorders, and Kindles. Benefits of Gadget Cover
- Protects your valuables inside or outside your vehicle, meaning you can claim for gadgets without having to pay your car insurance excess or risk losing your no claims bonus.
- You can avoid claiming for lost, stolen or damaged gadgets on your household contents insurance, meaning you won’t pay a large household policy excess.
- Could save you the cost of a separate mobile phone insurance policy!
Gadget cover is included for FREE for all 3 and 12 month Uber Partner Driver Policies.
Our breakdown cover also protects vehicles up to 15 years old! Check the table below what it covers:
| Benefits | Motor Assistance UK Only |
|---|---|
| Cost | £95.95 |
| Roadside Assistance – 10 Mile Limit | |
| Misfuelling Cover | |
| Roadside Assistance & Nationwide recover Service | |
| Homecall | |
| Alternative Travel or Accommodation | |
| Message Relay |
Call us on 03445731741 to add this to your cover.
Excess Recovery will refund all or part of your excess in the event of a claim for an accident, a theft or fire, or an incident where there is no third party to claim from. Adding just £51.95 to your policy, for example, would mean a reimbursement of £500 of your excess, which in many cases could mean you lose nothing at all! See below to choose the best option for you:
| Comprehensive | |
|---|---|
| Excess Covered | Cost |
| £500 | £51.95 |
| £750 | £67.95 |
| £1000 | £82.95 |
Call us on 03445731741 to add this to your cover.
Make sure you’re not stuck if your car is off the road after an accident or theft.
Your insurance company may provide you with a courtesy car if an accident wasn’t your fault, but if you have a fault claim or an accident where there is no third party to claim from, you are unlikely to be provided with a replacement car.
With Replacement Car you’ll be provided with a car for up to 21 days or money towards transportation costs, regardless of whether the claim was your fault or not.
7-Day Replacement Car Cover is included for FREE for all 3 and 12 month Uber Partner Driver Policies. You can upgrade to 21 days for only £55.95.
Call us on 03445731741 to add this to your cover.
Protect yourself against the costs that come with losing your keys. Key Care covers costs incurred through the loss or theft of vehicle keys, including locksmith charges, new keys, car hire costs and reprogramming immobilisers. Only £26.95 for the year. Call us on 03445731741 to add this to your cover.
